![]() Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. He said if you attempt an application for a third card in that time period, the system won't even pull your credit, it will just be an auto denial.Ĭopyright ©2001- Fair Isaac Corporation. He said that's why I got denied for the Journey card, because I had already applied and been approved for the Plantinum and Quicksilver One cards within the past 30 days. I didn't see the number listed in the "backdoor numbers" thread, and I couldnt reply to that thread so I figured I'd post it here.Īnother piece of useful info is that he said the limit of applications for a cap one account per month is 3. At any rate, I asked for the number to reach that department directly and he gave me the above number, he said to call that number directly for all things related to a current application. CREDIT CARD CAPITAL ONE PHONE NUMBER FULLThe guy I spoke with gave me the full name of the department but I can't remember exactly what he said. Maybe by recounting the message out loud, you'll realize how suspicious it sounds.I just called to recon a cap one denial from last night, I first spoke with a regular account specialist and she transferred me to the application department. If you ever get a message or email that you're tempted to return, ask a friend or relative or co-worker what they think.It's easy to spoof a number or impersonate the phone number of a particular company or person. My skepticism applies even in cases when your caller ID might say the call is coming from XYZ Bank or the IRS or someone you know. ![]() ![]() (We no longer have a landline, so there's no, "Is Teresa there? Oh, I'll get her," and I don't answer my cell phone with my name.) If I got a phone call I wasn't expecting from someone claiming to be from one of my credit cards or bank accounts or investment firms, I wouldn't even confirm my name.And we shouldn't reply to emails we weren't expecting or click on links in emails out of fear that something bad is going to happen. We certainly shouldn't return phone calls we weren't expecting. It's getting to the point where we shouldn't talk to anyone who calls if we weren't expecting the call.It's the threat that the police are coming to arrest us for back taxes, or that our computer is going to blow up because of a virus, or that our grandchild is out of town and needs money, or our bank account is going to be frozen. ![]()
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